Kerri MacKay, MB
Lives with Asthma
“I’m a twenty-something, self-employed Manitoban with a chronic disease. I take common medications for asthma and ADHD, which does not mean inexpensive. I have been uninsured since graduating university in 2014 and [have lost] coverage through my dad’s group plan he had through his employer. Near the end of each year, I sit down with a spreadsheet and calculate whether or not it is cheaper for me to pay out-of-pocket for my pharmacare deductible, extra medical expenses, dental care, and travel insurance, or if it is time to opt into an insurance plan that might actually accept someone like me, with multiple “pre-existing condition”. I am young, and though I may have chronic diseases, affordable Pharmacare coverage will keep me healthy. However, as I cycle into different phases of my life, Pharmacare deductibles may move out of my financial reach – a reality I stare down regularly”.